Terms & Conditions

 

About This Website

This website is operated by OneTeam Capital Pty Ltd Trading as Quest Finance Technologies (Quest). (ABN 12 640 242 897) under the domain name “www.quest.finance”. By using, accessing, viewing or otherwise relying on the information, graphics and materials on the Quest website (“Material on this website”) you agree to be subject to these Terms of Use and Quest’s Privacy Policy.

In addition to the terms in this document, there may also be specific terms governing your use of, and access to, certain sections of the Quest website. Those specific terms also form part of these Terms of Use and you will be bound by them. You should review them wherever they are accessible by you on Quest Website.

Links to Other Websites

The Quest Website may contain links to other websites operated by third parties (“Third Party Websites”). Any such links are provided for convenience only. Quest does not endorse, approve of or recommend those Third Party Websites, and is not responsible for the information, graphics and material they contain (“Third Party Material”).

All offers to sell and statements relating to goods and services available on Third Party Websites are the responsibility of and given by the Third Party Website operator. Quest expressly disclaims acting in any other respect on behalf of Third Party Website operators.

Subject to any rights at law which cannot be excluded, Quest makes no warranties or representations:

About the quality, accuracy, merchantability or fitness for purpose of Third Party Material or products or services available through Third Party Websites; or that Third Party Material does not infringe the intellectual property rights of any person.

When you follow a link on the Quest Website, Third Party Material may be displayed in your browser framed by Material on this website. This material is also Third Party Material for the purpose of these Terms of Use.

By linking Material on this website to Third Party Material, Quest does not authorise the reproduction of Third Party Material. If you download software from a Third Party Website, use of that software may be subject to a licence agreement between you and the Third Party Website operator. To the extent permitted by law, Quest accepts no responsibility or liability for that software.

All applications for credit are subject to our lender’s normal credit approval criteria.

Unless expressly agreed otherwise, products and services referred on the Quest Website will be provided only to Australian residents. These products and services are generally not available to non-Australian residents because they may not comply with non-Australian laws.

Warranties

While we have made every effort to ensure that information is free from error, Quest does not warrant the accuracy, adequacy, suitability or completeness of Material on the Quest Website. Use of the Quest website is at your own risk. Quest does not guarantee that our Website or Third Party Websites will be free from viruses, that the Quest Website will be available, or that access to the Quest website will be uninterrupted. You are responsible for taking appropriate precautions for the protection of your computer system and data.

Limitation of Liability

Subject to any rights implied by law which cannot be excluded, Quest is not liable to you, whether in contract, tort (including negligence), statute or otherwise, for any losses, damages, liabilities, claims or expenses (including but not limited to legal costs and defence or settlement costs), direct or indirect, whatsoever arising out of or referable to:

  • Your use of the Quest website;
  • Material on this website;
  • Your use of Third Party websites; or
  • Third Party Material.

Jurisdiction

Unless otherwise stated, the information on the Quest website is provided in compliance with Australian law and is only intended for persons within Australia. The Quest websites may not comply with the laws of countries other than Australia and is not directed at, and should not be relied upon by, persons in any other country.

Copyright and Trade Marks

Copyright in the Material on this website is owned by or licensed to Quest or it’s lender partners.

Except where necessary for viewing the Material on this website on your browser, or as permitted under the Copyright Act 1968 (Cth) or other applicable laws or these Terms of Use, no Material on this website may be reproduced, adapted, uploaded to a third party, linked to, framed, distributed, displayed or transmitted in any form by any process without the specific written consent of Quest.

You must not use any trademark displayed on the Quest website in any way without our express written consent.

Privacy and the Use of the Website

Quest may use third parties to collect statistical information to measure the effectiveness of our online advertising. Any third party involved in this process will not collect personal information.

If you use a link from the Quest website to a Third Party website, the Third Party website operator is responsible for the security and privacy of your information when you are viewing that website.

Quest’s collection and use of your personal information is described in the Quest Privacy Policy. By accessing, viewing, or otherwise using this website you agree to be subject to the Quest Privacy Policy.

Our Use of “Cookies”

“Cookies” are small files of data that reside on your computer and allow us to recognise you as a Quest customer if you return to the Quest site using the same computer and browser or otherwise use the Quest Services. We send a “session cookie” to your computer if and when you log in to your Quest account by entering your email address and password. We use these cookies to recognise you if you visit multiple pages in our site during the same session, so that you don’t need to re-enter your password multiple times. Once you log out or close your browser, these session cookies expire and no longer have any effect.

We also use longer-lasting cookies to display your email address on our sign-in form so you don’t have to retype the email address each time you log in to your Quest account or otherwise use the Quest Services. Our cookie files are encoded so that your email address and other information can only be interpreted by Quest. We may, however, share cookie information with certain merchants with whom we have an official co-marketing relationship regarding whether a user identified by the merchant is already registered with Quest.

We and our service-providers also use cookies to customise our services, content and advertising; measure promotional effectiveness, and promote trust and safety. You may encounter cookies from third parties when using the Quest Services on websites we do not control. For example, if you view a web page created by a third-party or use an application developed by a third party, there may be a cookie placed by that web page or application.

Linking to the Quest Website

Please contact Quest’s Marketing Department if you would like to place a link to any part of our website. You must not link to the Quest Website without our express permission.

Acceptance and Changes to Terms of Use

You acknowledge and agree that your use of the Quest Websites indicates your acceptance of these Terms of Use and the Privacy Policy as varied from time to time.

These are the current Terms of Use. They replace any other terms of use for the Quest website published on the Quest Websites to date. Quest may at any time vary the Terms of Use by publishing the varied Terms of Use on the Quest website. You accept that by doing this, Quest has provided you with sufficient notice of the variation. Your subsequent use of the Quest website constitutes acceptance of the varied Terms of Use.